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The only independent monthly news source serving the messen- ger/courier industry  Vol. 15 Issue 9 September 2009 Building Portfolios Using Prudent Investment Strategies ["This article is based, in whole or in part, on information provided by Portfolio Management Group, a service of Smith Barney."] Most of us have heard the saying: "Don't put all of your eggs in one basket." For years, financial experts have urged investors to spread their money across different types of asset classes--such as stocks, bonds, and cash-in order to reduce risk and enhance long-term returns. Yet, all too often investors ignore this advice, pouring the bulk of their funds into a relatively narrow handful of investments--or even into a single stock. Proper diversification is an important factor to achieving long-term financial success. This article explores some of the many factors that must be considered when constructing a properly diversified portfolio. For the full-length version of this and other articles, subscribe! See pictures from "Strictly Business," The Courier Times convention in New York. Copyright 2009 by The Courier Times, Inc. MrCourier@aol.com 1-800-495-9400 All rights reserved.